Editing Several Sources Of Cheap Credit

= Overview =
Although there is a very limited handful of [[Free Sources of Credit]], you'll have to pay for the overwhelming majority of credit options. This page provides a list of some of the more popular, cheaper options. This info was initially compiled by [http://www.degreeforum.net/ DegreeForum] user bjcheung77, and has been revised expanded on by our community.

=Subscription Model=
== [[Sophia.org]] ==
''Cost as of Oct 2020: $79 per month; no limit to courses taken within that time period. Does not use traditional proctoring methods; no cost for proctoring.''

Sophia is currently the fastest and cheapest way to fulfill most of your General Education requirements for [[The Big Three|the big 3]], especially [[Thomas Edison State University|TESU]]. With the addition of Business Law and Principles of Finance, you can also make good progress towards a Business Administration degree at TESU besides fulfilling GE requirements. If you take every course at Sophia, you should have somewhere between 70 and 86 credits towards your degree. The exact number of allowed credits will depend upon the degree and college/university. Most courses consist of readings followed by quizzes and larger tests (challenges and milestones respectively). There may be videos in some courses. Some courses also have essays or video assignments (known as touchstones). Your final grade is based on all of these and not just a single final exam.

== [[InstantCert.com]] ==
''Cost as of Oct 2020: $20/mo. or $108 for 6 months + $15 [[Online Proctoring|proctor fee]]; 1 course included per month''

InstantCert offers a handful of ACE-approved courses for a low cost. These include American Government (which fills in the remaining General Education slot that Sophia does not cover), Spanish I, and several business courses. The final grade/credit is based on a single pass/fail exam.

== [[Study.com]] ==
''Cost as of Oct 2020: $199/mo. Uses [[Online Proctoring|RPNow]] proctoring at no additional cost.''

Study.com (or SDC) has a large number of ACE or NCCRS approved exams. This includes many UL credits that cannot be found elsewhere or that cost much more to take elsewhere. See the [[Study.com|SDC]] page for tips and tricks on how to make the most out of your membership. It is currently possible to complete most of several degrees using only [[Sophia.org|Sophia]] and SDC courses, making this an invaluable source of credits.

== [[Davar Academy]] ==
''Cost as of Oct 2020: $99 for two business courses or $70 to $80 per course fee. Plus [[Online Proctoring|proctor fee]] per course regardless of purchase option. A no-cost local proctor option is available.''

Davar Academy has [[National College Credit Recommendation Service|NCCRS]] approved exams. You get credit for passing a proctored final exam, similar to [[College Level Examination Program|CLEP]], [[Defense Activity for Non-Traditional Education Support|DSST]], or even a [[Thomas Edison Credit by Exam Program|TECEP]]. The course provides review materials to prepare for the exam. They have course equivalency tables on their website for TESU and Excelsior. 

== [[Straighterline]] ==
''Cost as of Oct 2020: Typically $49-$69 per course, plus $99/month membership fee. Coupons are often available. ''

Another option is taking courses at StraighterLine, if it's more suited for you. It's a quick set of work, midterm, and then a [[Online Proctoring|proctored]] final exam, generally 75-80% work/20-25% exam. People like this as they can "pass" the course with high grades for coursework, and mediocre final. If you're taking Straighterline courses, take as much as you can in a monthly membership. Basically work hard on "coursework/exams" and on the final, having peace of mind knowing you passed.

== Google (via Coursera) ==
''Cost as of January 2021: $49/mo. with a 7-day free trial. Under the "Coursera for Campus Student" plan, you may be eligible to get this entirely for free if you have a qualifying university email address.''

Most courses at Coursera do not offer any college credit. However, there is one notable exception: the [https://www.coursera.org/professional-certificates/google-it-support Google IT Support Professional certificate]. Although it says that it will take 3-6 months to complete, it is possible to complete this certificate in one month. One student even reportedly completed the course during the 7-day trial, making it completely free. This ACE-recommended course is worth 3-12 credits depending on the school. For example, [[Thomas Edison State University|TESU]] brings this in as the 3-credit CMP-202 Foundations of Info Technology class, [[Pierpont C&TC|Pierpont]] gives all 12 credits, and WGU brings it in as 4 units. It will not transfer to [[Charter Oak State College|COSC]]. It is unknown if it will transfer to [[Excelsior College|Excelsior]].

=Pay Per Exam=
=="Traditional"==
* [[College Level Examination Program|CLEP Exams]] - $85 + in-person proctor fee, can be completely free through [[Modern States]].
* [[UExcel Exams]] - $110 for '''most''' exams, $355-470 for longer/more specialized exams. Most exams must be taken at PearsonVUE center.
* [[Thomas Edison Credit by Exam Program|TECEP]] - $50 per credit for [[Upper and Lower Level Credit|LL]] exams and $75 per credit for [[Upper and Lower Level Credit|UL]] exams. Includes proctoring fee; all TECEPs are available online, no testing center required. Uses [[Onlne Proctoring|ProctorU]].
* [[Defense Activity for Non-Traditional Education Support|DSST]] - About $85 + proctoring fees; free first attempt for military personnel.


==[[OnlineDegree.com]] ==
''Cost as of Oct 2020: $9 per exam for [[Online Proctoring|RPNow proctoring]]''

These courses are only available for US residents/citizens. There are only a handful of courses available but some of them can be extremely useful for some degrees. OnlineDegree.com courses are comprised of videos & readings, with exercises and exams. Pass/failure of the course depends solely on the final exam.

== [[TEEX]] ==
''Cost depends on course'' 

TEEX offers [[Free Sources of Credit|up to 10 credits for free]] but there are also a few paid courses worth 1-3 credits apiece. These can work for a Criminal Justice or a Liberal Studies degree. The exact format of each course may vary but they generally consist of several modules with a quiz at the end. These quizzes are open-book.

== [[Saylor Academy]] ==
''Cost as of Oct 2020: $25 fee for [[Online Proctoring|ProctorU]] service.''

Saylor has both [[American Council on Education|ACE]] and [[National College Credit Recommendation Service|NCCRS]] approved exams. You get credit for passing a proctored final exam, similar to [[College Level Examination Program|CLEP]], [[Defense Activity for Non-Traditional Education Support|DSST]], or even a [[Thomas Edison Credit by Exam Program|TECEP]]. A free course is provided to learn the exam material, but many feel that some of their courses are cumbersome and disorganized. For this reason, Saylor is not recommended unless there are no alternatives for credit.

==[[CSM Learn]]==
''Cost as of Oct 2020: $39''

CSM Learn offers exactly one course and it is a math course for 3 credits. [[Thomas Edison State University|TESU]] counts it towards their [[Gen Ed]] quantitative literacy requirement.

== [[Penn Foster College|Penn Foster]] ==
''Cost as of Oct 2020: $389 per course''

These courses are geared towards the individuals wanting [[Upper and Lower Level Credit|upper credit]] courses for [[Thomas Edison State University|TESU]] BSBA. There are webinars, homework, exams, and finals. Individuals have been able to complete these within 3-4 weeks (or sometimes sooner). Penn Foster is a [[Accreditation|nationally accredited]] college, meaning their courses typically won't transfer into standard regionally accredited schools (including the [[The Big Three|Big 3]]). However, they have had many of their courses ACE-approved for college credit, so those particular credits are transferable to the Big 3. You can check [[Unofficial List of Course Equivalencies for Penn Foster & Thomas Edison State College]] for how some of these ACE courses may transfer into TESU, but be aware that this list is likely outdated and ACE approval changes regularly. Please check ACE accreditation on your own prior to attempting.

=[[Free Sources of Credit|Free Options]] =
As mentioned in the overview, there are a small number of credit options you can use for free. Please see the page we have set up specifically for these options: [[Free Sources of Credit]]

= Helpful Links =
* ACE Credit Registry: [https://www2.acenet.edu/credit/?fuseaction=transcripts.main Transcript Service Login]
* Davar TESU COSC Excelsior: [https://www.davaracademy.com/business.html Davar Academy equivalency table for business courses]
* Saylor Academy (College Credit Overview): [http://www.saylor.org/credit/ Earn College Credit | Saylor Academy] 
* COSC Master Exam List: [https://www.charteroak.edu/exams/exams-master-list.pdf Credit Value of Exams COSC Accepts]
* SL TESU: [http://www.straighterline.com/colleges/thomas-edison-state-university/course-equivalency/ Thomas Edison State University Course Equivalency Guide | StraighterLine]
* SL COSC: [http://www.straighterline.com/colleges/charter-oak-state-college/course-equivalency/ Charter Oak State College Course Equivalency Guide | StraighterLine]
* SL Excelsior: [http://www.straighterline.com/colleges/excelsior-college/course-equivalency/ Excelsior College Course Equivalency Guide | StraighterLine]
* Study.com Excelsior Transfer: [https://study.com/directory/school/Excelsior_College.html#transferTab Excelsior]
* Study.com TESU Transfer: [https://study.com/directory/school/Thomas_Edison_State_University.html#transferTab Thomas Edison State University]
* Study.com COSC Transfer: [https://study.com/directory/school/Charter_Oak_State_College.html#transferTab Charter Oak State College]
* CLEP/DSST/ALEKS Tips FreeClepPrep: [http://www.free-clep-prep.com/ Free Clep Prep.com]

=See Also=
* [[Sources of Credit]] (includes options that are not as inexpensive as those found here) 
* [[Free Sources of Credit]]

[[Category:Terminology]]
[[Category:Beginners]]